The Pensions Regulator has recently advised that "Pension liberation, also known as 'pension loans' and 'pension scams', is the transfer of a member's pension savings to an arrangement that will allow them to access their funds before they are entitled to receive them. This activity can be fraudulent where members are not informed, or are misled, about the consequences of these schemes. We call this activity 'pension liberation fraud' and members who agree to it could face a tax bill of more than half the value of their pension savings."

You can view a copy of the Regulator's leaflet by clicking here.

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